Tag Archive: Ray Dalio

Ask Me Anything

2025-09-03

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I’m looking forward to doing another AMA and answering whatever questions you have on Thursday, 9/4 from 1-3pm ET. For over 50 years, I’ve been in the business of studying the cause/effect relationships that drive how reality works and developing principles for dealing with reality well. I then programmed these principles into computers as decision rules to bet on them working. Because the causes come before the effects, this principles-based...

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Success IS NOT What you Think it Will Be

2025-08-28

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Never rule out a goal because you think it's unattainable.

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Would I Ever Run For Government?

2025-08-26

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People on social media often ask me why I don’t run for political office. The reality is that going into public service in our current environment scares the daylights out of me. I have so much appreciation and respect for those who make that sacrifice. But we’re now in a climate where everybody fights over every decision to tear our leaders down, no matter how capable they may be.

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How the Economic Machine Works Part 2

2025-08-26

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This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur. This is Part 2, I hope you find this helpful.

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How the Economic Machine Works Part 1

2025-08-25

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This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur. This is Part 1, I hope you find these helpful.

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#Love is the most important soft skill…

2025-08-21

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#Love is the most important soft skill...

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My Biggest Failure Became My Strength

2025-08-20

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One principle that I’ve really learned is “Pain + Reflect = Progress.”

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Be Generous and Expect Generosity from Others

2025-08-18

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If you're not generous with others and others aren't generous with you, you won't have a quality relationship.

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Ray Dalio’s Advice for Young Adults in Their 20s

2025-08-13

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THESE are the most important things for 20 year olds to consider. #raydalio #principles #advice #motivation #lifeadvice

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Is Real Estate a Good Investment in 2025?

2025-08-11

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My view is that buying and holding real estate is not an effective investment strategy in our current economic environment, for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive, so given our current circumstances it is likely to go down in real terms 2) It is a fixed asset that is easy to tax, which limits its impacts on your ability to diversify 3) Real estate is nailed down, so investing in it makes...

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How to Build a Healthy Financial System

2025-08-07

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If we want to resolve our current income, wealth, and productivity gap, we need to get back to the basics. We need good education, so our children are productive and can work well together. We need a civil society with rule of law, and good capital markets that produce good income. And we need to double down on the fundamentals — earning more than we spend, and having more assets than liabilities. Do all of that, and we’ll be in great shape.

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The Importance of Having a Reserve Currency

2025-08-06

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When an empire runs out of its own money, it is able to increase the supply of money. However, printing more money causes borrowing to increase creating a financial bubble. I urge you to watch “The Changing World Order” on my YouTube channel to understand how, and what it means for all of us. #principles #raydalio

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Will We See the U.S. Dollar Backed By Gold Again?

2025-08-05

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The U.S. dollar used to be backed by gold — and it’s not farfetched to think we may be headed there again in the future. History shows us that the same cycles repeat time and time again. One such cycle is related to currency devaluation. Once people start to lose trust in the fiat system, we see a specific cause and effect reaction occur. 1) Governments print a lot of money 2) They pay off the debt with the cheap money 3) Nobody wants to hold...

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Ray Dalio’s Thoughts on China & Diversification

2025-08-01

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My principles around investment risk are the same during periods of turbulence (like we’re seeing now with tariffs) and periods of calm. The most important thing is to pick the size of your exposure. For me, it all comes back to finding 15 good, uncorrelated return streams. #principles

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Ray Dalio Explains Money Vs Credit

2025-07-30

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In an advanced economy, credit does more good than bad. But it’s important to remember that borrowing creates cycles — and if the cycle goes up, it eventually needs to come down. I explain why this is particularly important today in my new book, How Countries Go Broke. But if you’d like more context on how all of these pieces come together, I recommend you watch my 30-minute explainer “How the Economic Machine Works” here: &t=1444s...

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The Big Cycle: How Great Powers Rise

2025-07-28

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When great powers rise throughout history, they generally do so for the same reasons. These successful new orders are typically started by powerful revolutionary leaders doing four things: 1) Winning power by gaining more support than their opposition 2) Consolidating power by converting, weakening, or eliminating that opposition 3) Establishing systems and institutions that make the country work well 4) Creating systems that pick successors well...

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Ray Dalio’s Update on U.S. Government Debt

2025-07-23

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The basic picture has not changed — if the US doesn’t cut the deficit to 3% of the GDP, and soon, we risk facing an economic heart attack in the next three years. The good news is that these cuts are possible. If we change spending and income (tax returns) by 4% while the economy is still good, the interest rate will go down as a result and we’ll be in a much better situation. And we know this kind of balance is possible because it happened...

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The Invention of Capitalism in Building Powerful Empires

2025-07-21

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What can the former Dutch Empire teach us about the importance of capitalism in driving long-term success? #principles #raydalio #history #capitalism

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How Japan Dealt With Their Debt Problem

2025-07-18

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What happens when a country mismanages its debt? In 1990, Japanese policymakers decided to deal with its debt obligations by printing a lot of money to buy bonds. They further devalued the currency by giving bondholders significantly lower interest rates than in the US. As a result, Japanese bonds lost 45% relative to US bonds and 60% relative to gold over the next few years. That had a real impact on the average Japanese worker, who lost a...

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Ray Dalio Talks with CNBC’s Squawk Box About How the System Breaks Down Once a Lifetime

2025-07-16

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The world order is now changing in a way that I described in my book and video Principles for Dealing with the Changing World Order. For a complete picture I encourage you to read the book or you can watch the animated video on my channel. #raydalio #principles #politics #economics

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