Category Archive: 9a.) Real Investment Advice

Why Home Ownership is Warped By Lending Gimmicks

(7/19/22) Monday's rally fails (thanks, Apple); things are so negative, it's positive. Investors' "fear of missing out (FOMO)" has become a "fear of missing the bottom (FOBO);" this market performance isn't as bad as post 2008 or post-Lehman markets; the "American Dream" of home ownership has been warped by lending gimmicks; Markets' reaction to Apple hiring freeze--there's bad news and not-as-bad news.

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Earnings Season Has Arrived–More Disappointments Ahead? | 3:00 on Markets & Money

(7/18/22) Earnings season gets underway in earnest as most S&P 500 companies report; the Big Question is whether analysts have adjusted estimates enough--or are there more disappointments ahead? Forward-looking outlooks will be a big driver of prices.

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Why There is No Middle Class in Italy

(7/18/22) Lance returns from Vacation: No Market crash while he was away! Why Markets are ripe for a Rally; Investors' FOMO is aimed at a Market Bottom. Earnings Season continues apace: Q1 Estimates becoming Q2 Results: Watch changes in valuation from start of Quarter to the end of Quarter;

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Higher Taxes are Coming: What You Can Do About it Now

Are we in an Earnings Recession? With sticky price-inflation, is 2% inflation even achievable? How people are changing habits; the recovery will likely take longer this time. Where should you park your money?

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Is It Time to Shop in Thrift Stores?

(7/14/22) Richard Rosso's West Texas ERCOT Ditty; Inflation reality and Nana Clara's recipe for saving money; Demand destruction + Supply Disruption; shopping at Thrift Stores; the significance of JPMorgan's share buyback suspension; dealing with inflation on all levels. Let's put Salma Hayek on the $100-dollar bill; the similarities and differences of JPMorgan and Morgan Stanley's estimate misses; what late filings may mean. 1:37 - The Fed's 2%...

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How to Look at Your 401k Without Freaking Out

(7/13/22) COVID fallout continues around the world: Travel delays and limitations at London Heathrow; what will Fed rate hikes mean for small businesses? Legislative changes for employee benefits; what are the benefits of Benefits?

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What If the Fed Doesn’t Bail Out Investors, Pt-2

(7/12/22) The saga of Twitter vs Elon Musk continues; there's not enough fear in the markets, yet; true Bear Markets are a process; The Inflation Nation ditty; Ice Pops allow you to "eat the rich;" Red States outperforming in Jobs recovery; Luling BBQ & Melon Thump;

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What If the Fed Doesn’t Bail Out Investors, Pt-1

(7/12/22) There's not enough fear in the markets, yet; true Bear Markets are a process; Is Jerome Powell really serious about the next rate hike; the worst performance of a 60/40 portfolio, ever.

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How to Survive in a Down Market

(7/11/22) Lance remains on vacation; Elon Musk vs. Twitter, this week's economic preview: Down market Survival Guide; Optimism for Opportunity; CPI preview; retirement expenses & five surprises you don't want to have; inflation and housing expenses; healthcare expenses; the "Retirement Smile."

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Lance is on Vacation this week!

Sometimes you've just gotta get away! Lance & Brent are on vacation for the week of July 4-8, but we've cooked up some Best-of segments for your review and enjoyment.

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American Epidemic: Living Beyond our Means

Remember the 1970's--things were so much simpler then, right? Is this really a bear market, about which we're in denial? The Truth Comes from the Data. The Fed is raising rates so they can lower them again; Richard Rosso's Summer Reading List (preview); who's living paycheck-to-paycheck now?

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Could You Be the Millionaire Next Door?

(7/8/22) Tire Terrorists are on the loose! How much have you saved for retirement: We break it down by demographics. Best book on frugality remains "The Millionaire Next Door;" what ever happened to the E*Trade Baby?

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Is Becoming an Ex-Pat the Best Way to Blunt Inflation?

(7/7/22) More Americans are choosing to move to less-expensive climes to avoid the averse effects of inflation--like Mexico; the climate crsis and the consequences of politics: The root is Economic Equality. Inflation vs Deflation--caused by a mindset, which the Fed cannot manage or control. Lance & The Crew are taking the week off, and will return return to live programming next week (7/11/22). Here is an encore segment from a recent episode...

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Will the Second-Half of 2022 Be Better than the First? | 3:00 on Markets & Money

(6/30/22) Markets have chalked up the worst first-half of the year on record; history shows that stocks tend to do better in the second-half of the year...outside of a recession. Much of the recent economic data does not bode well for the economy heading into July, with the risk of recession increasing by the Fed's rate hikes and balance sheet reduction. Historically, if a recession hits, markets dip lower. And even though markets are down this...

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Inflation’s 3% Pay Cut

(6/30/22) Markets have worst start to the year since dirt; will the second half be any better? What does it mean when 31% of persons working in the Financial sector today have never witnessed a bear market; what separates a bad start from a bear market? Why loss aversion can lose worse than the loss you're trying to avoid; what makes for YouTube success; what happens when the Fed hits the brakes (their foot is on the pedal now)? Don't fight the...

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Can Recession Be Avoided?

(6/29/22) Does LeBron James' $170M salary make him inflation proof? Why the rich are weathering the weakening economy better than the rest of us; rising wages vs the rise of robots in the workplace. Inflation hits July 4th groceries; American side-hustles; can recession be avoided? Inflation & the savings gap: $6k/yr in debt to maintain standard of living. [NOTE: Today's livestream was fraught with technical issues between Wirecast and...

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Will June’s End Provide Lift to Markets? | 3:00 on Markets & Money

(6/29/22) Poorer than expected economic data triggered a market sell-off on Tuesday: The Richmond Fed Survey reported a big drop in all components, suggesting a recession is becoming a much higher probability. Similarly, the Philly Fed Manufacturing Index, the Dallas Fed indicators show pervasive economic slowing, thanks to tighter monetary policy, higher inflation, and higher interest rates. The Census Board's Consumer Confidence survey revealed...

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How to Achieve Energy Price Stability

(7/6/22) What do YouTube Censorship and the Biden Energy Policy have in common? Censorship demands on YouTube by Fact Checkers because no one is watching their videos; maybe the problem isn't YouTube? Why are more and more people avoiding The News?

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Can Markets Continue Momentum at Quarter’s End? | 3:00 on Markets & Money

(6/28/22) $30-Billion in rebalancing is at play this week as the end of June marks the end of the quarter, and fund managers have much to do in the way of "window dressing" prior to reporting their results by the end of the week.

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What is Needed for Stable Energy Pricing is Stable Energy Production

(6/28/22) he Fed is "hard at work" fighting inflation, while should be focused on economic growth; inflation will cure itself. How the "bullwhip effect" will hurt. he problem with MM and "free" money.

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