Tag Archive: Ray Dalio

Can the Right and Left Agree on This?

2025-06-30

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Everybody I speak with on both sides of the aisle agrees that we need to get our spending down to 3% of GDP. But politics is standing in the way of making good decisions. The idea of compromise is out. I think we all agree that we’re in need of a big renovation. The question is how that renovation gets done — and there’s a lot of fighting over what that renovation might look like. My advice: Politicians on both sides need to agree on a...

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This is Why the U.S. Deficit is so Alarming

2025-06-26

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It’s critical that we bring our deficits down — and soon. Since one man’s debts are another man’s assets, debt problems pass through the system very quickly. When there’s a lot of debt, like there is today, it has to be sold — and we’re now at a point where there aren’t enough buyers for that debt. Historically, when that happens, bad things follow. So we need to get this problem under control and we need to do it fast.

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Will the Central Bank Lose Independence Under Trump?

2025-06-24

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It is the job of central banks to maintain a balanced economy by not allowing too much credit into the monetary system. Learn more about central banks and their responsibilities in my new book, How Countries Go Broke: The Big Cycle here: https://bit.ly/3F5OFvN #raydalio #principles #politics #economics

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Should the Federal Reserve Cut Interest Rates?

2025-06-20

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The Fed is in a very difficult position as it tries to balance the benefits of cutting interest rates with maintaining the value of money. Right now, there is a great deal of uncertainty throughout the economy, along with a deterioration in sentiment. Combine that with political pressures and the realities of our upcoming debt service payments, and you have this value of money conflict. So changes in the monetary policy — especially if the cut...

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Ray Dalio on Why the U.S. Must Restructure Global Trade Deals

2025-06-17

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We’re entering a period of history where countries must be much more self-sufficient. Not just because of the debt and trade issues — and those imbalances are unsustainable — but also because of security. With today’s geopolitical instability, a country like the U.S. can’t afford to be be dependent on imports from countries like China. As a result, restructuring our trade relationships is critical and necessary. At least, that’s what it looks...

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Dalio’s 3% 3 Part Solution to Decrease the Deficit

2025-06-16

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The US is approaching the end of the long-term debt cycle. There are 3 levers we can pull to bring the deficit down to ~3% of GDP and mitigate our debt burdens: 1) reducing spending, 2) increasing taxes, and 3) lowering interest rates. While we need to consider each of these levers, I recently discussed why reducing interest rates will ultimately have the greatest impact on the budget deficit with @the_IMF. You can learn more about my proposed...

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The Reason I Studied 500 Years of History

2025-06-10

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What's happening now with money, debt, and credit has never happened before in our lifetime. But it has happened many times in history, which is why I believe studying the past is so important. The same cycles repeat over and over again, and there are important lessons we can learn from those experiences. If we apply that understanding to the issues we face today, we can increase the chances of positive geopolitical and economic outcomes. That’s...

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The Mechanics of the Big Cycle

2025-06-09

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If you study the patterns of history, you find interrelated cycles in which global economic and political orders rise and inevitably break down due to specific cause-effect relationships playing out through time. In my research, I’ve found that when you have the combination of the monetary order breaking down — like a debt crisis — and the internal political order breaking down, you have a very serious situation. I believe we are facing one of...

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Happy World Ocean Day

2025-06-08

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Happy World Ocean Day and welcome to the OceanXplorer! We're heading to the UN Ocean Conference in France where world leaders, explorers, and scientists are gathering to protect the oceans and better understand them through exploration.  The ocean is our biggest, most important asset, accounting for 72% of the Earth’s surface--so more than twice as much as all continents combined. It is incredibly interesting, valuable, and almost totally...

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Your #Money Could be Worth Less Soon

2025-06-06

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Remember that one man’s debts are another man’s assets. That means if you both weaken a currency and produce more of it, the value of that currency decreases. This tradeoff is particularly challenging when a country has a large debt burden, like the U.S. today. In my new book, How Countries Go Broke: The Big Cycle, I outline a plan for how we can navigate this tricky situation. You can find it available to order here: https://bit.ly/3F5OFvN...

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How Countries Go Broke: The Big Cycle

2025-06-05

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If I had to pick the most important chapter from my new book, How Countries Go Broke: The Big Cycle, this would be it. In fact, I think it’s so important that I wanted to make sure it was easily accessible for anyone who might be interested. Because once you understand the big cycle and how it works, watching events unfold is like watching a movie that you have seen many times before. That’s because the big cycle is a dynamic that has worked in...

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My New Book How Countries Go Broke is Available Today

2025-06-03

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Today is the launch day for my new book, How Countries Go Broke: The Big Cycle. I wrote this book because I believe now is a critical time when it comes to the global debt burden. I’ve spent a lot of time over the last 50 years as a global macro investor finding the indicators of debt problems, and I want to pass along what I’ve learned so that policymakers and individuals can try to deal with our current situation well. Through studying...

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The Big Cycle: Reaching the Top

2025-05-29

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The seeds of every great empire’s inevitable decline are embedded within the fruits of its successes. A predictable cycle occurs that makes people in rich and powerful countries less competitive and more vulnerable to challenges. Having the world’s reserve currency inevitably leads to borrowing excessively and contributes to the country building up large debts with foreign lenders. This borrowing sustains the power beyond its fundamentals by...

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Ray Dalio’s the Big Cycle Explained in 3 Minutes

2025-05-28

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Five big forces produce the overall Big Cycle that leads to radical changes in monetary, domestic, and/or world orders. To learn more about where we are at in the Big Cycle, check out my new book, How Countries Go Broke: The Big Cycle here: https://bit.ly/3F5OFvN #raydalio #principles #politics #economics

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Ray Dalio’s Advise for Navigating Difficult Times

2025-05-27

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When it comes to understanding markets, you need to step back and see the bigger picture. That’s why it’s so important to have a #gameplan for investing and long-term financial investments. #raydalio #principles #politics #economics

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How I Use A.I. to Make Decisions

2025-05-23

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Artificial Intelligence was invented long before we all started talking about it. I have been using AI for a long time to help make decisions more efficiently. You can learn more about how I use this “Digital Ray” here: https://www.principles.com/AIBeta-signup #raydalio #principles #politics #economics #ai

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You Need to Pay Attention to the Bond Markets

2025-05-21

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The bond market is the backbone of all markets. Paying attention to certain market actions can tell you a lot about the supply-demand picture, and whether it’s at risk of breaking down. You learn more about what this means for all of us in my new book, How Countries Go Broke: The Big Cycle, available for pre-order at the link here: https://bit.ly/3F5OFvN #principles #raydalio #howcountriesgobroke #bondmarket

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Meditation is the Secret To My Success

2025-05-21

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This is why #meditation has been the secret to my #success. #principles #worldmeditationday

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My Advice for New College Graduates

2025-05-18

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My advice to #graduates of 2025. #raydalio #principles #graduation #classof2025

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The Time the United States Ran Out of Money

2025-05-13

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In 1971, the US ran out of money and defaulted on its debts. Now, they didn’t say it that way. But by moving away from the gold standard, money as we understood it ended. I expected the stock market to plunge, but it went on to rise nearly 25%. That surprised me. But when I looked into it, I discovered the exact same thing happened in 1933 and it had the exact same effect. Here’s why. #principles #raydalio #history #economics

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