Tag Archive: Ray Dalio

The Truth about the U.S. Tariffs

2025-09-09

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There are smart tariffs and there are not smart tariffs. Every type of tax, tariffs included, has pros and cons. Done well, tariffs can provide a source of revenue while simultaneously reducing geopolitical risk. But to be effective, they need to be engineered prudently, efficiently, and surgically.

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The U.S. Dollar Vs. Gold

2025-09-08

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When I look at the US and global debt burdens and how countries are likely to respond, I worry about the possibility of creating a stagflationary environment. Our financial system is dependent on the idea that you can take a debt asset and convert it into money. But now there’s not enough money to go around. That makes the idea of devaluing the dollar relative to other currencies appealing — but the other currencies won’t want much of an...

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How The Economic Machine Works Part 3

2025-09-05

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This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur. This is Part 3, I hope you find these helpful.

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Ask Me Anything

2025-09-04

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I’m doing an AMA on @reddit today, starting at 1pm ET. I always enjoy hearing from you all, and discussing whatever’s on your mind. So, if you have any questions for me, go check out the Reddit thread linked in the comments. I’ll get to as many as I can.

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My Life Advice for Teenagers

2025-09-03

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THESE are the most important things for teenagers to consider.

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Ask Me Anything

2025-09-03

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I’m looking forward to doing another AMA and answering whatever questions you have on Thursday, 9/4 from 1-3pm ET. For over 50 years, I’ve been in the business of studying the cause/effect relationships that drive how reality works and developing principles for dealing with reality well. I then programmed these principles into computers as decision rules to bet on them working. Because the causes come before the effects, this principles-based...

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Success IS NOT What you Think it Will Be

2025-08-28

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Never rule out a goal because you think it's unattainable.

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Would I Ever Run For Government?

2025-08-26

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People on social media often ask me why I don’t run for political office. The reality is that going into public service in our current environment scares the daylights out of me. I have so much appreciation and respect for those who make that sacrifice. But we’re now in a climate where everybody fights over every decision to tear our leaders down, no matter how capable they may be.

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How the Economic Machine Works Part 2

2025-08-26

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This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur. This is Part 2, I hope you find this helpful.

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How the Economic Machine Works Part 1

2025-08-25

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This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur. This is Part 1, I hope you find these helpful.

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#Love is the most important soft skill…

2025-08-21

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#Love is the most important soft skill...

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My Biggest Failure Became My Strength

2025-08-20

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One principle that I’ve really learned is “Pain + Reflect = Progress.”

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Be Generous and Expect Generosity from Others

2025-08-18

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If you're not generous with others and others aren't generous with you, you won't have a quality relationship.

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Ray Dalio’s Advice for Young Adults in Their 20s

2025-08-13

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THESE are the most important things for 20 year olds to consider. #raydalio #principles #advice #motivation #lifeadvice

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Is Real Estate a Good Investment in 2025?

2025-08-11

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My view is that buying and holding real estate is not an effective investment strategy in our current economic environment, for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive, so given our current circumstances it is likely to go down in real terms 2) It is a fixed asset that is easy to tax, which limits its impacts on your ability to diversify 3) Real estate is nailed down, so investing in it makes...

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How to Build a Healthy Financial System

2025-08-07

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If we want to resolve our current income, wealth, and productivity gap, we need to get back to the basics. We need good education, so our children are productive and can work well together. We need a civil society with rule of law, and good capital markets that produce good income. And we need to double down on the fundamentals — earning more than we spend, and having more assets than liabilities. Do all of that, and we’ll be in great shape.

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The Importance of Having a Reserve Currency

2025-08-06

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When an empire runs out of its own money, it is able to increase the supply of money. However, printing more money causes borrowing to increase creating a financial bubble. I urge you to watch “The Changing World Order” on my YouTube channel to understand how, and what it means for all of us. #principles #raydalio

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Will We See the U.S. Dollar Backed By Gold Again?

2025-08-05

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The U.S. dollar used to be backed by gold — and it’s not farfetched to think we may be headed there again in the future. History shows us that the same cycles repeat time and time again. One such cycle is related to currency devaluation. Once people start to lose trust in the fiat system, we see a specific cause and effect reaction occur. 1) Governments print a lot of money 2) They pay off the debt with the cheap money 3) Nobody wants to hold...

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Ray Dalio’s Thoughts on China & Diversification

2025-08-01

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My principles around investment risk are the same during periods of turbulence (like we’re seeing now with tariffs) and periods of calm. The most important thing is to pick the size of your exposure. For me, it all comes back to finding 15 good, uncorrelated return streams. #principles

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Ray Dalio Explains Money Vs Credit

2025-07-30

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In an advanced economy, credit does more good than bad. But it’s important to remember that borrowing creates cycles — and if the cycle goes up, it eventually needs to come down. I explain why this is particularly important today in my new book, How Countries Go Broke. But if you’d like more context on how all of these pieces come together, I recommend you watch my 30-minute explainer “How the Economic Machine Works” here: &t=1444s...

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