Category Archive: 7d) Real Estate

George Dorgan (penname) predicted the end of the EUR/CHF peg at the CFA Society and at many occasions on SeekingAlpha.com and on this blog. Several Swiss and international financial advisors support the site. These firms aim to deliver independent advice from the often misleading mainstream of banks and asset managers. George is FinTech entrepreneur, financial author and alternative economist. He speak seven languages fluently.

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German Home Prices Quickly Narrowing Gap against France – 2014 Update

European national central banks released European household wealth reports in Spring 2013. According to that data, "median" German households were far poorer than many of their European counterparts. Based on 2012/2013 data we compared apartment prices and discovered that French prices were strongly overvalued or German ones undervalued. We wanted to know if this is still the case in 2014 and integrated our 2012/2013 data with the one of 2014. We...

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Swiss Housing Bubble: Thirteen Reasons Why It Will Continue for another Decade

price to rent and price to income, deutsche bank affordability longterm

The Bubble Bubble is produced by economic analyst and Forbes columnist Jesse Colombo, who was called one of the "Ten People Who Predicted the Financial Meltdown" in 2008 by the London Times.

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Pros and Cons of the Swiss Countercyclical Capital Buffer

emu vs. swiss m3 credit, exceeds eurozone

Switzerland is currently living in a big real estate boom. The bubble bursting would imply that banks' collateral in the form of real estate falls in value. Therefore the banks' assets might fall because many home buyers might not be able to repay their mortgage. If a real estate bubble pops, then banks should be better capitalized to absorb such a shock. Therefore the Swiss National Bank introduced macro-prudential measures, like the so-called...

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Excessive Money Supply: Switzerland Could Follow in Spain’s and Ireland’s Footsteps

In the Euro zone bank lending is contracting, M3 is rising very slowly. As opposed to that, Swiss bank lending is currently rising by 4.4% per year, M3 is increasing by 10% per year.

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Swiss home price to income ratio small in historic and global comparison

Swiss US UK Germany Home Price to Income a

Based on four different data source, we find out that Swiss home price to income ratio is small in global comparison. Therefore we wonder why the SNB must contain home price rises, but the Fed must artificially increase them.

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Swiss Public Discussion Switched from Floor to Housing Bubble

2013-01-10

by George Dorgan

2013-01-10

Why there is no real estate bubble in Switzerland yet and why the SNB will help to create one With the current recovery in the United States the discussion in Switzerland switched from a discussion about the EUR/CHF floor to the Swiss real estate boom, the so-called “housing bubble”. It seems that the Swiss …

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