Anyone retiring today may have to fund their retirement for considerably longer than previous generations. A study by researchers in Lucerne shows that as life expectancy rises, so does the risk that one’s savings will no longer be sufficient in old age. Anyone retiring at the age of 65 today should not base their financial planning solely on average life expectancy. A significant proportion of the population has a good chance of spending 25 years or more in retirement. According to a study published on Monday by the Lucerne University of Applied Sciences and Arts (HSLU), this could lead to a shortage of funds in old age. “A significant proportion of 65-year-olds today have a realistic chance of living well beyond the average life expectancy. This can become a financial problem,” said Anina Hille, a financial expert at the Institute for Financial Services Zug (IFZ) at the Lucerne University of Applied Sciences and Arts and author of the Longevity Study 2026. Since the introduction ...
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Savings may not be enough to fund retirement beyond life expectancy: study
Published on July 6, 2026
Permanent link to this article: https://snbchf.com/2026/07/savings-may-fund-retirement-life-expectancy-study/
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