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Above average growth in Swiss mortgage market in 2025

Last year, the Swiss mortgage market grew at an above-average rate for the first time since 2022. However, this does not automatically mean better business for lenders, as margins remain under pressure. According to the 2025 Mortgage Market Study published on Thursday by MoneyPark and Helvetia, the mortgage market grew by 3.1%, or CHF39 billion, in 2025. This marked the first time the CHF1.3 trillion mark had been exceeded. This growth was slightly above the ten-year average of 3%. The market had grown by 2.6% in 2024 and by 2.4% in 2023. According to the study, alongside low interest rates and rising property prices, the liquid owner-occupied housing market also contributed significantly to this development. Raiffeisen closes gap on UBS As in previous years, cantonal and Raiffeisen banks accounted for three-quarters of net growth. Specifically, this amounted to CHF29 billion. Both the Raiffeisen banks (+4.6%) and the cantonal banks (+3.9%) recorded above-average growth. The ... Full story here Are you the author?
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